Retirement Calculator
Project your retirement savings and find out if you're on track to retire comfortably.
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Planning for a comfortable retirement
A retirement calculator projects how much you'll have saved by the time you stop working, and whether that's enough to fund the retirement lifestyle you want. It considers your current savings, ongoing contributions, expected investment returns and how long your money needs to last.
The '4% rule' is a common retirement planning guideline: if you withdraw 4% of your portfolio per year, your savings should last 30+ years. This means you need roughly 25× your annual expenses saved at retirement.
Start contributing as early as possible. The difference between starting at 25 vs 35 can mean needing to save 2-3× more per month to reach the same retirement target, due to the compounding effect over time.